Terms of Service
Effective Date: April 17, 2026 · Last Updated: May 1, 2026
Please read these Terms of Service ("Terms") carefully before using Peak AI's platform. By creating an account or using our services, you agree to be bound by these Terms. If you do not agree, do not use our platform.
1. About Peak AI
Peak AI LLC ("Peak AI," "we," "us," or "our") is a membership platform providing AI-powered real estate investment tools, calculators, educational content, and resources at app.peakairealestate.com (the "Platform"). Peak AI is operated by Peak AI LLC.
2. Eligibility
You must be at least 18 years of age and capable of entering into a legally binding agreement to use our Platform. By using Peak AI, you represent that you meet these requirements.
3. Account Registration
To access most features of the Platform, you must create an account. You agree to:
- Provide accurate, complete, and current information during registration
- Keep your login credentials confidential and not share your account
- Notify us immediately of any unauthorized access to your account
- Be responsible for all activity that occurs under your account
We reserve the right to suspend or terminate accounts that violate these Terms.
4. Subscriptions and Billing
Peak AI offers the following membership tiers:
- Free: Limited access to select tools — no credit card required
- Analyst ($39/month or $390/year): Access to 14 core AI-powered tools including Deal Screener, Document Analyzer, and financial calculators
- Pro ($89/month or $890/year): Full access to all 30+ AI-powered tools including Ask Peak AI, Underwriting Engine, and portfolio tracking
- Inner Circle ($299/month or $2,999/year): All Pro features plus monthly 1-on-1 deal review and exclusive community access
Subscriptions are billed in advance on a recurring basis (monthly or annually). Your subscription will automatically renew unless you cancel before the renewal date. All payments are processed securely through Stripe.
We reserve the right to change pricing with at least 30 days' notice to existing subscribers.
5. Refund Policy
All subscription payments are non-refundable except as required by applicable law. If you cancel your subscription, you will retain access to the Platform through the end of your current billing period. We do not provide prorated refunds for partial months or years.
If you believe you were charged in error, contact us within 14 days at support@peakairealestate.com and we will review your case.
6. Cancellation
You may cancel your subscription at any time through your account settings or by contacting us. Cancellation takes effect at the end of your current billing period. We do not charge cancellation fees.
7. Acceptable Use
You agree to use Peak AI only for lawful purposes. You may not:
- Share, resell, or redistribute access to the Platform or its tools
- Scrape, copy, or systematically download content from the Platform
- Reverse engineer, decompile, or attempt to extract source code
- Use the Platform to transmit spam, malware, or harmful content
- Impersonate any person or entity or misrepresent your affiliation
- Use the Platform in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of the Platform
8. Intellectual Property
All content, tools, designs, text, graphics, and software on the Platform are owned by Peak AI LLC or its licensors and are protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Platform for your personal investment research and analysis.
You may not reproduce, distribute, or create derivative works from any Platform content without our express written permission.
9. AI-Generated Content and Tool Outputs
⚠️ Important Disclaimer: Peak AI's tools and calculators provide informational outputs for educational and research purposes only. Nothing on the Platform constitutes financial, investment, legal, or tax advice. All investment decisions involve risk. Always consult qualified professionals before making investment decisions. Past performance is not indicative of future results.
AI-generated outputs may contain errors, inaccuracies, or omissions. You are solely responsible for verifying the accuracy of any information produced by our tools before relying on it.
10. Third-Party Services
Our Platform integrates with third-party services including Clerk (authentication), Stripe (payments), and Anthropic (AI features powered by Claude). Your use of these services is also subject to their respective terms of service and privacy policies. We are not responsible for the practices of these third parties.
11. Disclaimers
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS.
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PEAK AI LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR INVESTMENT LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claims arising from these Terms or your use of the Platform shall not exceed the amount you paid to us in the 12 months preceding the claim.
13. Indemnification
You agree to indemnify, defend, and hold harmless Peak AI LLC and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Platform, your violation of these Terms, or your violation of any rights of a third party.
14. Termination
We may suspend or terminate your account and access to the Platform at any time, with or without notice, if we believe you have violated these Terms or for any other reason at our sole discretion. Upon termination, your right to use the Platform will immediately cease.
15. Governing Law and Disputes
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Platform shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules, except that either party may seek injunctive relief in a court of competent jurisdiction. You waive your right to participate in class action lawsuits.
16. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on the Platform. Your continued use of the Platform after changes become effective constitutes your acceptance of the revised Terms.
17. Contact Us
If you have questions about these Terms, please contact us:
- Email: support@peakairealestate.com
- Website: peakairealestate.com